Pre-filing Bankruptcy Counseling

Pre-Filing Bankruptcy Counseling

If considering bankruptcy, one must receive a Certificate of Counseling from an agency approved* by the United States Trustee before filing. Counseling sessions will include information on the bankruptcy process and discussion of the possible consequences of filing and available alternatives. The fee is $50.00 for an individual and $65.00 for a couple filing a joint petition and attending the same session. This may be waived if household income is less than 150% of the Federal Poverty Level. 

  • To complete the pre-filing counseling online please click here.  Once you have finished the online work you will need to complete phone session with one of our counselors to receive your Certificate of Completion. Please call 319-398-3943 to schedule this phone session.

  • If you already have a username and password click here.

*Approval by the Department of Justice does not endorse or ensure the quality of an agency's services.

Bankruptcy Disclosures & Waiver

Privacy Policy

Our agency is committed to assuring the privacy of individuals and/or families who have contacted us for assistance. We assure you that all information shared both orally and in writing will be managed within legal and ethical considerations.