If considering bankruptcy, one must receive a Certificate of Counseling from an agency approved* by the United States Trustee before filing. Horizons is the only agency located in the Cedar Rapids-Iowa City Corridor that provides this counseling in-person, by telephone or online. Click here to learn more about pre-filing bankruptcy counseling.
For those who have already filed bankruptcy, attendance at a Debtor Education class is required. The class must be approved* by the United States Trustee. Horizons is the only agency in the Cedar Rapids-Iowa City corridor that provides an approved Debtor Education required class - the Money in Motion class satisfies this requirement.
Click here for information on the classroom or online options.
Our agency is committed to assuring the privacy of individuals and/or families who have contacted us for assistance. We assure you that all information shared both orally and in writing will be managed within legal and ethical considerations.