Bankruptcy Education & Counseling

Everyone Deserves a Second Chance

Pre-Filing Bankruptcy Counseling

If considering bankruptcy, one must receive a Certificate of Counseling from an agency approved* by the United States Trustee before filing. Horizons is the only agency located in the Cedar Rapids-Iowa City Corridor that provides this counseling in-person, by telephone or online. Click here to learn more about pre-filing bankruptcy counseling. 

Bankruptcy Debtor Education

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For those who have already filed bankruptcy, attendance at a Debtor Education class is required. The class must be approved* by the United States Trustee. Horizons is the only agency in the Cedar Rapids-Iowa City corridor that provides an approved Debtor Education required class - the Money in Motion class satisfies this requirement.

Click here for information on the classroom or online options.

Privacy Policy

Our agency is committed to assuring the privacy of individuals and/or families who have contacted us for assistance. We assure you that all information shared both orally and in writing will be managed within legal and ethical considerations.